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The Rasika Blog

Insights for founders and growing businesses.

Practical guidance on formation, compliance, finance and growth, written by the team that does the work. Every article sets out what changed, what it costs and what to do next.

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Last updated 3 October 2026

Legal & Compliance9 min read

DPDP for small businesses: what your website, CRM and WhatsApp list must do by 13 May 2027

India's data protection rules become fully enforceable on 13 May 2027. What a small business must change in its website forms, CRM and WhatsApp lists, in order.

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Money & Accounting7 min read

The 45-day rule: getting paid as an MSME, and paying MSMEs on time

Pay micro and small suppliers in 15 or 45 days or lose the tax deduction and owe interest at 3x the bank rate. How the rule works under the new Income Tax Act.

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Legal & Compliance8 min read

The Labour Codes for a five-person team: what changed on 21 November 2025

Four Labour Codes replaced 29 laws on 21 Nov 2025. Appointment letters, the 50% wage rule, salary by the 7th, gratuity after one year: what small teams must do.

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Money & Accounting8 min read

The new Income Tax Act, 2025: what actually changed for a small business

The Income-tax Act, 2025 replaced the 1961 Act on 1 April 2026. Tax Year, new TDS sections, Form 130, Section 58 and 63: what a small business must update.

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Starting Up6 min read

GST registration in three working days: should you opt into the simplified scheme?

Since Nov 2025, small businesses can get GST registration in 3 working days under Rule 14A. The ₹2.5 lakh cap, Aadhaar step, exit rules, and when to skip it.

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Legal & Compliance7 min read

Small company status: the compliance relief most founders don't know they have

Since 1 Dec 2025, a private company with up to ₹10 crore capital and ₹100 crore turnover is a small company. The eight exemptions it unlocks, and who is excluded.

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Starting Up8 min read

DPIIT recognition in 2026: is it worth applying?

DPIIT's February 2026 rules raised the startup turnover limit to ₹200 crore and added a Deep Tech category. Who qualifies, what it unlocks, and what it does not.

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Legal & Compliance8 min read

Annual ROC compliance for a private limited company: every form, every date, in plain English

AOC-4 is due 30 Oct 2026 and MGT-7 by 29 Nov 2026 for most companies. Every annual ROC form, the ₹100-a-day late fee, and the new three-year DIR-3 KYC.

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Money & Accounting8 min read

GST returns without fear: GSTR-1, GSTR-3B, QRMP and the three-year time bar

Which GST returns a small business files, the 11th, 13th, 20th and 22nd deadlines, how QRMP works, and why returns over three years late can no longer be filed.

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Starting Up7 min read

The registrations Pune founders forget: Shop Act, Professional Tax and the rest

Incorporation and GST are not the end. The Maharashtra registrations Pune businesses miss: Shop Act intimation, PTEC, PTRC, TAN, PF and ESIC, and when each applies.

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Growth & Marketing8 min read

Local SEO before blogging: why your Google Business Profile comes first

For a local business, the map results beat blog posts. What Google says decides local ranking, the 30-day Business Profile plan, and the review rules to follow.

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Legal & Compliance7 min read

Trademark classes explained: how to pick the right ones without over-paying

India uses 45 trademark classes and charges per class. How to choose the right ones for software, services, D2C and clinics, and the mistakes that leave gaps.

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Brand & Design7 min read

What a brand identity engagement should actually deliver (and who owns it afterwards)

A logo is not a brand identity. The 12 deliverables a proper engagement includes, the files you must receive, and why you may not own your logo without a deed.

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Money & Accounting8 min read

Why profitable businesses run out of cash: working capital for Indian small businesses

Profit is an opinion; cash is a fact. How GST, TDS and slow-paying customers drain an Indian small business, the cash conversion cycle, and seven fixes that work.

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Operations8 min read

What a website or app maintenance retainer should actually include

Security updates, tested backups, SSL renewals every 200 days, uptime monitoring, response times and ownership: the checklist for any website or app retainer.

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Operations8 min read

AI agents for customer support: what to automate, what to keep human

AI agents can answer FAQs, book appointments and triage enquiries on WhatsApp and web. What to automate, what to keep human, WhatsApp's 2026 rules and DPDP.

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Growth & Marketing8 min read

Performance marketing on a small budget: CAC, ROAS and when to stop spending

Before you spend ₹50,000 on ads, do three sums: break-even ROAS, the budget Meta needs to learn, and CAC payback. A plain-English guide for small Indian businesses.

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Growth & Marketing9 min read

Investor readiness: the cap table, data room and term sheet basics to fix before your first pitch

Before you pitch, investors will check your structure, cap table, IP and filings. The data room checklist, term sheet basics and India's fundraising instruments.

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Starting Up8 min read

From napkin sketch to running business: the complete map

Every step between the idea and the open sign for a new business in India: validation, structure, incorporation, registrations, brand, web presence and the operating rhythm.

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Money & Accounting6 min read

Bookkeeping vs. accounting vs. a CA: who does what

The real difference between a bookkeeper, an accountant and a chartered accountant for an Indian small business: what each does, when you need them, and where you overpay.

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Starting Up6 min read

Naming a company the MCA will actually approve

Why so many company name applications are rejected by the MCA: the six rejection reasons under Rules 8 and 8A, how SPICe+ and RUN work, and how to get approved first time.

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Starting Up5 min read

NDAs, MoUs and founders' agreements: which one when

The three documents every new business signs first: NDA, MoU and founders' agreement. What each actually does, when each belongs, and why a downloaded template is riskier than it looks.

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Starting Up5 min read

What ₹500 buys you: why Udyam is the best first registration

Udyam MSME registration is free, takes 20 minutes, and unlocks cheaper credit, a halved trademark fee, delayed-payment protection and tender access. Why it tops the list.

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Legal & Compliance7 min read

Your first 90 days of compliance, on one calendar

Every post-incorporation deadline for a new private limited company in India on one calendar: board meeting, auditor, ADT-1, share certificates and INC-20A, with penalties.

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